For the last three years, I have written about the budgeting spreadsheet that I created in Excel to manage my household expenses. This is always an INCREDIBLY popular post, and many people asked for a copy of the spreadsheet to be emailed to them.
My husband finally got a few minutes to make this a clickable download; so try that first.Pin It
Long before coupon blogs were popular, long before television shows about extreme couponing filled the airways, my friend Andrea and I would sit in the church nursery nursing our newborn sons and talk about the deals she’d found working a couponing system. It was amazing this skill she’d acquired. As she perfected it, she started teaching classes to women all over the central Kentucky area on how to save money the way she did. She is a master at it, and is an amazing teacher. For instance, look at the 50 things she got for free in February this year.
While the cost of everything seems to be going up, rapidly, I can tell you that my husband’s pay hasn’t gone up in the last year. NOT that I’m complaining. I’m SO thankful has has a job, locally, and isn’t having to work 8,000 miles away anymore. But, health insurance costs doubled (why is everyone so surprised that happened?), and his paycheck doesn’t stretch like it used to.
So, what are we doing to adjust to the higher costs of goods but the same pay? Here are just a few ideas:
If you want this template to use, leave a comment here asking me to email it to you. When you leave a comment, if you input it correctly in the form, I’ll have your email address. Don’t ask on the Facebook page or in an email to me — if we do it all here in the comments, then I’ll be able to keep up with who got it and who didn’t.Pin It
The other day, Kroger had butter on sale for $2.29 per pound. Gregg called me and said that the Aldi in Lexington had butter for $1.89 per pound as a regular, non-sale price. Aldi is a super discount grocery store. I told Gregg I didn’t necessarily know about getting butter from there. He stopped and bought one pound just for me to check it out.
I recently saw a blogger comment that her cleaning lady used vinegar to clean her floors, but it made her house smell like a pickle factory.Pin It
So, in the spirit of St. Patrick, a Welsh slave who escaped captivity in Ireland only to return to the land of his captivity and preach the Gospel, this month’s giveaway will be what we’re calling a “Miss-Away” – a donation to your favorite mission. It can be your local church, a missionary group, a youth camp, an orphanage, your town’s soup kitchen — you choose and we will donate $100.00 and then showcase your favorite mission on Friday, March 23rd.
Because, the less you owe, the more you have, and the more you have, the more you can give back to God; because we live in a society so permeated by debt, so much of what we make has to go to get out of debt; in addition to this missions giveaway, the winner will also receive a copy of From Debtor to Better by Barry Myers. Barry and his wife, Stacy, of Stacy Makes Cents, in just 8 months were able to pay off $20,000 worth of debt on just $50,000 annual income!Pin It
Last year, I wrote about the budgeting spreadsheet that I created in Excel to manage my household expenses. This was an INCREDIBLY popular post, and many people asked for a copy of the spreadsheet to be emailed to them.
Because I have two children who were born preemies, I know full well how far medical advances have come in the area of NICU and PICU. I get emails from the March of Dimes, and this fundraising drive caught my eye. I am copying this directly from the March of Dimes website:Pin It
I have a fiscally conservative perspective when it comes to things like government spending. Our government spends WAY too much money. If you want to see some of the mind-boggling appropriations, a good source is Citizens Against Government Waste. They break down how much money went to what, and which Representative is responsible for the bill to enact the spending. Spend some time there and you’ll see what is called “pork” – excessive government use of taxpayer dollars.