Budgeting Spreadsheet
Last year, I wrote about the budgeting spreadsheet that I created in Excel to manage my household expenses. This was an INCREDIBLY popular post, and many people asked for a copy of the spreadsheet to be emailed to them.
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Worth Double
Because I have two children who were born preemies, I know full well how far medical advances have come in the area of NICU and PICU. I get emails from the March of Dimes, and this fundraising drive caught my eye. I am copying this directly from the March of Dimes website:
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Hallee on the Issues: Government Spending & the Federal Debt/Deficit
I have a fiscally conservative perspective when it comes to things like government spending. Our government spends WAY too much money. If you want to see some of the mind-boggling appropriations, a good source is Citizens Against Government Waste. They break down how much money went to what, and which Representative is responsible for the bill to enact the spending. Spend some time there and you’ll see what is called “pork” – excessive government use of taxpayer dollars.
Medical Insurance, Stewardship, & Looking at the Bigger Picture
Recently, Gregg handed me the task of filtering through all of the healthcare options we have.
Homemade Powdered Dishwasher Detergent
I’ve needed to go to the commissary for several weeks now, but have put it off or things have gotten in the way or I’ve just not had time. And there I sat, three days before a planned trip to the commissary, but out of dishwasher detergent.
A Frugal Blueberry Moment
While I was doing a regular shopping excursion to Whole Foods, I went to the bulk food aisle to get what I needed to make homemade granola bars. The price of the blueberries gave me pause. $13.99 per pound. Wow. That seemed extreme. Then I remembered that I had that unused dehydrator sitting on the shelf.
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Easy Homemade Bathroom Cleaner
I found a really complicated recipe – three different kinds of essential oils, a soap, some household products. Seemed like a science experiment. The next place I looked, I saw one that had two simple ingredients. I thought I’d try that one first, for the ease of the simplicity. I figured if I didn’t like it, I could start getting more complicated.
Homemade Fabric Softener
I’m telling you, this was so easy that I cannot understand why I didn’t do this before.
Ronnie Wilson’s Gift
Halfway through, I could hardly speak because tears were clogging my throat. My 2-year-old looked up at me and said, “What’s wrong, Mommy?”
I could only say, “Nothing. I just love Jesus so much.”
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Budgeting Spreadsheet
One of the first things I did was create a budget. I created a Microsoft Excel Worksheet and listed anything on which I would likely spend money: food, sundries, dining out, gasoline, etc. Once I did that, I figured what I might spend in a month’s time and set a budget. Once I had the monthly budget, I multiplied each number by 12 and came up with the annual budget. So, I created a worksheet within this spreadsheet that had the annual budget numbers. I work with an annual number, because, for instance, my birthday gift budget is $50 per month. However, there are months that I don’t spend $50, and there are months that I do spend $150 — but what I want to look at is the annual expenditures and budgets.
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Gregg & Hallee
