Budgeting Spreadsheet
Last year, I wrote about the budgeting spreadsheet that I created in Excel to manage my household expenses. This was an INCREDIBLY popular post, and many people asked for a copy of the spreadsheet to be emailed to them.
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Medical Insurance, Stewardship, & Looking at the Bigger Picture
Recently, Gregg handed me the task of filtering through all of the healthcare options we have.
Budgeting Spreadsheet
One of the first things I did was create a budget. I created a Microsoft Excel Worksheet and listed anything on which I would likely spend money: food, sundries, dining out, gasoline, etc. Once I did that, I figured what I might spend in a month’s time and set a budget. Once I had the monthly budget, I multiplied each number by 12 and came up with the annual budget. So, I created a worksheet within this spreadsheet that had the annual budget numbers. I work with an annual number, because, for instance, my birthday gift budget is $50 per month. However, there are months that I don’t spend $50, and there are months that I do spend $150 — but what I want to look at is the annual expenditures and budgets.
Gobble Gobble
Several months ago, our local Kroger had turkeys on sale for 59¢ a pound. I checked with Heather at Couponning 101 if that was a good deal, because I typically just shop for meat and staples at the commissary. She told me it was, so I bought two of them.
Guest Post: Couponning 101′s Heather on Money Saving Grocery Shopping
Hi, My name is Heather and I’m a super coupon junkie. I have a really hard time paying full price for anything and beyond that, I’m in it for the rush! There’s a thrill to stand at the checkout and watch the total $$ go down as the total savings goes up… I’m a huge fan of couponning and making every sale work for me, so much that I actually blog about it at http://couponning101.blogspot.com
Being a guest blogger on Hallee’s site is kinda like going to my first AA meeting – I’m sharing my addiction with you… but unlike AA, this addiction can save you tons of money a year on your groceries no matter where you live in the USA
Guest Post: Money Saving Meg on Outlet Shopping
I meet with friends semi-annually at the nearby outlets to share a meal, quickly catch up on our lives, and give our children a chance to play together. We look forward to this so much. It is not just about the outlet deals, but the camaraderie and fun associated with the trip.
Pondering Pennies Past & Present
A friend’s blog post from this week inspired me to write this today. She blogged about taking over their family’s finances and looking forward to the coming year and seeing what she can do about emergency funds and vacation funds and such.
Money-Saving Meg Frames Frugal Friday Message
My friend Meg is guest posting today. Meg and I are very similar. We are both homemakers, we are both mothers of 3, we both value and desire a closer relationship with God. Today, I hand my blog reins over to Meg, who will tell you how she does what she does with the budget she does it with, and I will allow you to be as impressed with her as I am. Enjoy Frugal Friday.
Consignment finds & the smartest clothing invention ever
Consignment stores are such a godsend. Because we’ve never really had to buy clothes for the boys, they’ve never been anywhere on my radar. But when I told Gregg that I needed to get Scott new pants, he’s the one who suggested that I check out the consignment store first.
Making over our money, totally
Gregg and I recently made a commitment as a couple and as a family to get out of debt. We have a number of motivating factors for this, but our primary motivation is because the less money we’re paying out to interest payments or what have you, the more we have to help further God’s kingdom.
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Gregg & Hallee
