For the last three years, I have written about the budgeting spreadsheet that I created in Excel to manage my household expenses. This is always an INCREDIBLY popular post, and many people asked for a copy of the spreadsheet to be emailed to them.
My husband finally got a few minutes to make this a clickable download; so try that first.Pin It
Long before coupon blogs were popular, long before television shows about extreme couponing filled the airways, my friend Andrea and I would sit in the church nursery nursing our newborn sons and talk about the deals she’d found working a couponing system. It was amazing this skill she’d acquired. As she perfected it, she started teaching classes to women all over the central Kentucky area on how to save money the way she did. She is a master at it, and is an amazing teacher. For instance, look at the 50 things she got for free in February this year.
While the cost of everything seems to be going up, rapidly, I can tell you that my husband’s pay hasn’t gone up in the last year. NOT that I’m complaining. I’m SO thankful has has a job, locally, and isn’t having to work 8,000 miles away anymore. But, health insurance costs doubled (why is everyone so surprised that happened?), and his paycheck doesn’t stretch like it used to.
So, what are we doing to adjust to the higher costs of goods but the same pay? Here are just a few ideas:
If you want this template to use, leave a comment here asking me to email it to you. When you leave a comment, if you input it correctly in the form, I’ll have your email address. Don’t ask on the Facebook page or in an email to me — if we do it all here in the comments, then I’ll be able to keep up with who got it and who didn’t.Pin It
Last year, I wrote about the budgeting spreadsheet that I created in Excel to manage my household expenses. This was an INCREDIBLY popular post, and many people asked for a copy of the spreadsheet to be emailed to them.
One of the first things I did was create a budget. I created a Microsoft Excel Worksheet and listed anything on which I would likely spend money: food, sundries, dining out, gasoline, etc. Once I did that, I figured what I might spend in a month’s time and set a budget. Once I had the monthly budget, I multiplied each number by 12 and came up with the annual budget. So, I created a worksheet within this spreadsheet that had the annual budget numbers. I work with an annual number, because, for instance, my birthday gift budget is $50 per month. However, there are months that I don’t spend $50, and there are months that I do spend $150 — but what I want to look at is the annual expenditures and budgets.
Several months ago, our local Kroger had turkeys on sale for 59¢ a pound. I checked with Heather at Couponning 101 if that was a good deal, because I typically just shop for meat and staples at the commissary. She told me it was, so I bought two of them.
Hi, My name is Heather and I’m a super coupon junkie. I have a really hard time paying full price for anything and beyond that, I’m in it for the rush! There’s a thrill to stand at the checkout and watch the total $$ go down as the total savings goes up… I’m a huge fan of couponning and making every sale work for me, so much that I actually blog about it at http://couponning101.blogspot.com
Being a guest blogger on Hallee’s site is kinda like going to my first AA meeting – I’m sharing my addiction with you… but unlike AA, this addiction can save you tons of money a year on your groceries no matter where you live in the USA
I meet with friends semi-annually at the nearby outlets to share a meal, quickly catch up on our lives, and give our children a chance to play together. We look forward to this so much. It is not just about the outlet deals, but the camaraderie and fun associated with the trip.