As I’ve said in My Schedule (see the tabs above) long ago I had a full-time job with professional and personal commitments that kept me extremely busy. However, eating out all of the time was no a fiscal option, and fast food was not a healthy option, so I made sure that I cooked dinner every night. The only way to be able to do that with the lifestyle we lived and to eat before 9 o’clock every night was to have a menu plan.
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One of the first things I did was create a budget. I created a Microsoft Excel Worksheet and listed anything on which I would likely spend money: food, sundries, dining out, gasoline, etc. Once I did that, I figured what I might spend in a month’s time and set a budget. Once I had the monthly budget, I multiplied each number by 12 and came up with the annual budget. So, I created a worksheet within this spreadsheet that had the annual budget numbers. I work with an annual number, because, for instance, my birthday gift budget is $50 per month. However, there are months that I don’t spend $50, and there are months that I do spend $150 — but what I want to look at is the annual expenditures and budgets.
